| PF / EPFO | Easier PF Account Transfer — New rules simplify PF transfers, including features like Annexure K to help transfer even when employer verification is tricky. Samayam Telugu+2mint+2 | 2025 onward Samayam Telugu+1 | Employees can transfer PF more easily when changing jobs. Employers and HR should ensure timely updates of member’s establishments and keep profiles clean (Aadhar / bank / UAN details). |
| Simplified Member Profile Updates — EPFO has made it easier for members to update their profile (name, date of birth, bank details, etc.). The Times of India | 2025 The Times of India | If your or your employees’ personal details mismatch records (Aadhar / PAN / EPF), now is a good time to get them corrected. This helps for withdrawal, claims, and avoiding delays. |
| Instant Withdrawals via UPI / ATM (Emergency) + Auto Settlement Limit Raised — Members can now withdraw up to ₹1 lakh via UPI/ATM for emergencies. Also, the auto settlement limit (claims approved without manual intervention) has been increased (from previous threshold) to ₹5 lakh. Verification process parameters have been reduced. The Indian Express+1 | June 2025 The Indian Express+1 | If you need funds quickly (after unemployment / emergency), these faster withdrawal options help. Ensure UAN, bank, Aadhar linkage is in place. Also employers should make sure monthly contribution filings are up to date to avoid claim block. |
| Minimum Pension Scheme (EPS) Increase — The minimum pension under EPS proposed to hike from older values to ₹7,500/month. www.bajajfinserv.in | Starting April 2025, subject to formal implementation. www.bajajfinserv.in | Pensioners under EPS should check eligibility; employers should be aware as this may affect their obligation or how pension benefits are communicated. |
| ESIC | SPREE 2025 Scheme — “Scheme for Promotion of Registration of Employers & Employees” allows unregistered employers/employees (including temporary / contractual workers) to enroll under the ESIC scheme without inspections or demands for past dues. Press Information Bureau+1 | 1 July to 31 December 2025 Press Information Bureau+1 | This is a one-time window. Employers who were not registered should take advantage. Employees working informally or for small employers should check if their employers enroll them. It reduces risk of penalties. |
| Clarification on Aadhaar Authentication — ESIC has clarified that lack of Aadhaar authentication will not prevent an insured person from getting medical or other benefits. Alternate identity documents/lower requirements accepted. SGCMS+1 | Announced in recent months (mid-2025) SGCMS+1 | Both employees and employers should check that absence of Aadhaar does not block benefit claims. Good to maintain other identity proofs. Employers should help employees submit alternate docs if Aadhaar verification is pending. |
| Enhancement in Permanent Disablement & Dependents’ Benefit under ESIC; also ESIC improving online claim submission, better accessibility for insured persons including women. SGCMS | August 2025 SGCMS | These changes improve benefit levels / ease. Employers should share these with employees. Claimants should know about new thresholds / documentation for PDB/DB. |
