Introduction The Employees’ Provident Fund (EPF) is a social security scheme that helps employees save for retirement. Many employees also withdraw PF when they change jobs, retire, or face emergencies. In 2025, the EPFO portal (Unified Member Portal) continues to provide a fully online, paperless

Introduction The Employees’ State Insurance Corporation (ESIC) provides social security and health benefits to employees earning wages up to a prescribed limit. Every employer who meets certain criteria must register under ESIC. In this guide, we’ll explain who needs ESIC registration, eligibility rules, required documents,

🔍 Key Recent Changes in PF (EPFO) & ESIC (2025) Scheme What’s Changed / New Rule Effective From Impact / What You Need to Do PF / EPFO Easier PF Account Transfer — New rules simplify PF transfers, including features like Annexure K to help